Even the most carefully maintained houses aren’t immune to damage from storms. High winds, falling trees, and intense hail can cause all sorts of problems. The most severe damage is often to the roof.
Knowing the signs of storm damage to your roof is key for keeping your home safe and maintaining its value.
It’s easy to overlook your roof. But roofs need upkeep and repairs, just like windows and HVAC units. Having a regular maintenance plan is the best defense against storm damage. Well-maintained roofs have a better chance of withstanding damage. However, mother nature is unavoidable and can be unpredictable, making damage unavoidable.
Storm damage is serious but usually covered by insurance. File claims promptly after damage occurs. Many insurance companies require homeowners to file within one year or less. Know your policy’s time limits. Even before claims are approved and repairs start, take steps to mitigate damage. Delaying roof repairs after storms is unwise.
Why Storm Damage Different
Storm damage differs from normal wear and tear. Like vehicles deteriorating over time, roofs also require maintenance and part replacements as they age. Most roofs last 20-25 years if not severely storm-damaged and needing premature replacement. Normal aging leads to more problems emerging gradually.
After a storm, it’s important to find out if the damage happened as a result of the storm and not from normal wear and tear over time. A roofing expert can tell the difference between wear from normal use and real storm damage. Knowing this can stop homeowners from making an insurance claim when they don’t need it, but also prove claims that are valid.
Fast Mitigation is Key
If your roof gets damaged in a storm, acting fast to control the damage is key. Even when the whole roof may need replacing, you still have to try and protect the rest of the house while you wait for an evaluation.
Say some shingles came off – that lets rainwater into the roof structure underneath, making more damage inside. The water can then seep right down into the attic area and spread through the whole house. This causes structural issues and mold growth. Doing temporary fixes keeps things dry while you wait for the insurance approval and repair scheduling.
Look for Signs After the Storm
After bad weather, it can be hard to know if your roof got damaged. If a big storm hit your area, use these tips to see if roof damage is likely:
• Look in the attic for ceiling leaks, water stains, or even puddles on the floor down there. Any of those signs mean storm damage happened – take action right away.
• Check the gutters from the ground level. You should be able to spot if they’re damaged or pulled away from the house walls. When gutters get damaged, it lets water into the structure through the roof and siding.
• Look for missing or worn granules near the downspouts. Roof shingle granules protect the surface but storms can erode them over time. They’ll end up washing through the gutters and downspouts on older roofs.
• Inspect for loose, warped, missing or buckled shingles. Storms often damage shingles, making it impossible for your roof to function correctly.
• Check flashing for any loose areas, especially around chimneys and vents. Flashing is thin metal that seals roof sections prone to leaks. Broken flashing will certainly allow water in when the next storm hits.
• Note any pockmarks, which indicate hail damage. Hail can impact both roofing and siding.
• If trees fell nearby, examine for loose branches that may have struck the roof. Even small branches can damage shingle surfaces, so check carefully.
Storm damage is extremely common for roofs in Michigan and across the country. After severe weather, always inspect your home for leaks and other roof issues. If damage occurs, take temporary measures to stop leaks and file an insurance claim promptly. Doing so will save you money, time and future headaches.
Does your Roof Need to be Inspected?
Seeking advice and an inspection from a trusted local roofing contractor is the best way to go. Most contractors offer Free roof inspections and estimates so make sure to shop around. Excel Home Improvement is a Romulus, Michigan home improvement company that specializes in roof repair and installation. A roof inspection will ensure the best plan of action for your home, especially if your roof has suffered storm damage.
Contact us to learn more about our home improvement services including gutters, siding installation and repair and more! Maintaining the exterior of your home begins with a professional and reputable home improvement company. Call today for a Free on-site estimate!